MEDICARE SUPPLEMENTAL INSURANCE
SUPPLEMENT MEDICARE INSURANCE EXTENDS THE BENEFITS OF MEDICARE PLANS
It’s a legal way to multiply the benefits of Medicare!
Supplemental Medicare Insurance, also known as Medigap, is private health insurance that pays some of the health care costs that your basic Medicare doesn’t cover, such as:
co-payments
co-insurance
deductibles
Simply put, supplemental Medicare Insurance / Medigap pays the part of the bill that basic Medicare / Medigap plans overlook. By using this insurance “tool,” you can be sure that your medical bills are paid in full on your behalf. Wouldn’t you like to have complete peace of mind?
I’m ready to sign up – Click Here!
Would you like to learn more about how to take advantage of basic Medicare better today? Request a free supplemental Medicare Insurance quote now and start maximizing your Medicare benefits—Click Here!
We’ll live up to our motto: “It doesn’t have to be complicated”
and - We’ll do ALL the work for you!
ACCIDENT MEDICAL EXPENSE
YOU DON’T HAVE TO BE ACCIDENT-PRONE
TO BENEFIT FROM ACCIDENT INSURANCE.
Personal accident insurance keeps you covered 24/7… while keeping your wallet closed.
When you think of an accident, you probably first think of a car collision. But the truth is, you can be involved in an accident anywhere and anytime – in your home, walking down the street, at work, or when you are out having fun. We can help you be prepared for an unexpected “oops” with a Personal Accident Insurance policy.
Accidents happen even when you have taken the necessary precautions. Since no one can predict an accident, you must protect yourself from events that prevent you from working or needing emergency medical attention. Personal Accident Insurance waves your deductible when you are injured due to an accident. This is highly beneficial for those with high-deductible health insurance plans and for families with very active or adventurous kids. We can help you by combining your existing coverage with an Accident Insurance policy, so you don’t have to pay anything out of pocket.
Did you know that up to 75% of bankruptcies are medical bill related? An unexpected trip to the emergency room can set you back thousands – even tens of thousands – of dollars. Accident Insurance provides coverage for deductibles, uncovered medical expenses, and even non-medical costs such as transportation expenses, living expenses, domestic assistance, and loss of income when you cannot work – all for a very affordable price.
Get covered today – Click Here.
When you want to learn more about how to protect yourself and loved ones against accidents for less –
Click Here - to learn one more way to protect your health from every angle … less; request a free personal Accident Insurance quote now and have peace of mind knowing you’re protected from the unexpected.
We’ll live up to our motto: “It doesn’t have to be complicated”
and - We’ll do ALL the work for you!
CRITICAL ILLNESS
CRITICAL ILLNESS MEDICAL INSURANCE
CREATES – CASH FLOW!
When a life is threatened - money is an afterthought.
Critical Illness Medical Insurance protects you and your family’s financial security.
Our Critical Illness Medical Insurance and Cancer Insurance policies provide an income during the event of a critical illness. This means that if you get diagnosed with a critical illness such as cancer or heart disease, then you will be paid a lump sum to cover your expenses. The money can be used any way you wish, whether you want to pay your bills directly, hire a specialist medical caregiver, or explore alternative therapies for your condition that aren’t typically covered by insurance.
Give yourself and your family peace of mind knowing you won’t have to worry about money and will not have out-of-pocket expenses. Critical Illness Medical Insurance helps with these unfortunate events:
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Cancer
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Heart attack
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Stroke
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Kidney failure
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Major organ transplant
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Heart surgery
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HIV
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Terminal illness
It is a sad fact that 75% of bankruptcies occur because of medical bills. Critical Illness Medical Insurance gives you cash to cover your bills and any other necessities, including the cost of medical caregivers, so that you can focus on what’s important: your recovery.
I’m ready to sign up – Click Here!
Would you like to learn more about Critical Illness Medical Insurance? Request a free Critical Illness Medical Insurance quote now and start maximizing your Medicare benefits—Click Here!
We’ll live up to our motto: “It doesn’t have to be complicated”
and - We’ll do ALL the work for you!
LONG TERM CARE
MAKE SURE YOUR FUTURE IS SECURE WITH LONG-TERM CARE INSURANCE.
MAKE SURE YOUR FUTURE IS SECURE WITH LONG-TERM CARE INSURANCE.
When should you start thinking about Long-Term Care Insurance? It’s never too early to start thinking about Long-Term Care Insurance to protect your welfare and those you love.
Photo- elderly in good care
Do you dream of a peaceful and relaxed retirement? What if you could protect yourself from the most significant financial risk you will face in retirement? It may be hard to believe, but the estimated risk of needing long-term care in your lifetime continues to rise each year. When you have Long-Term Care Insurance, these costs can be covered.
Long-term care is defined as when a person will take more than 90 days to recover or if their recovery is unknown. This means that Long-Term Care Insurance is about more than just planning for retirement. It removes the worry of earmarking your nest egg for the uncertainty of paying for long-term care so you can enjoy doing what you like. Imagine how relaxed you’ll feel knowing that you planned and are protected!
Long-Term Care Insurance, sometimes called senior health insurance, pays for expenses incurred when a person needs help with activities of daily living (ADLs), which include eating, dressing, bathing, continence, toileting, and transferring. Long-term care insurance covers and pays for many things, including home health care, skilled nursing or rehabilitation training either in a nursing facility or at home, assisted living facility care, adult day care, hospice care, and care for cognitive impairment such as Alzheimer’s.
Wouldn’t you like to enjoy financial protection, along with the freedom and flexibility to choose your care? Many believe Medicare, Medicaid, or their health insurance will cover long-term care costs. However, the truth is that these programs and policies have extreme limitations, leaving individuals and families responsible for paying through their savings or assets. Long-Term Care Insurance is the best protection against the financial catastrophe of paying for out-of-pocket long-term care.
I’m ready for Long-Term Care Insurance – Click Here!
Or would you like to learn more about Long-Term Care Insurance to protect you and those you love if extended health care is needed in your lifetime? Get a free quote for a Long-Term Care Insurance policy now and relax knowing your future is safe. Click Here!
We’ll live up to our motto: “It doesn’t have to be complicated” and - We’ll do ALL the work for you!
Here.
TRAVEL INSURANCE
TRAVEL INSURANCE PROTECTS YOU
FROM THE UNEXPECTED
Even the best-laid plans can go amiss …
With our Travel Insurance, you’re covered!
How long did you dream, plan, and save for your trip? Wouldn’t it be worth knowing more about how to protect your investment? Traveling can be one of life’s great joys. But it also can be one of the most unpredictable. Even the most carefully planned trips can get complicated due to unforeseen events … you never know when a travel emergency or other situation can occur that is entirely out of your control. This is when having the right Travel Insurance can help save the day.
You’ve probably heard the stories of:
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Lost luggage
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Stolen passports
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Cancelled flights
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Severe weather
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Unexpected illness
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Life-threatening injuries
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Medical emergencies
What would you do when one of these unanticipated situations instantly turns a relaxing vacation into a taxing experience? When you least expect it, troubles like these can interrupt your trip or, worse, force you to cancel, lose your vacation investment, or incur unplanned expenses.
I want Travel Insurance now! – Click Here
Do you want to spend your time examining all the many different types of Travel Insurance before your next trip? Or would you rather speak with our advisers, who will not only provide a plan for significant travel and medical emergencies, minor illnesses, or any other travel health situations while away from home? With our experience, we can protect you from so much more. You’ll have a plan you can trust, and it gives you peace of mind that you, your family, your belongings, and your investment are all protected.
Sit back and start enjoying your vacation – Click Here.
We’ll live up to our motto: “It doesn’t have to be complicated”
and - We’ll do ALL the work for you!
Supplemental Insurance
In simple terms, Supplemental Health Insurance is an “extra” insurance that helps to pay your share of out-of-pocket costs.
It can cover the costs of preventative care, surgeries, doctor appointments, prescriptions, urgent care and much more. While some health insurance plans offer great coverage, it doesn’t cover everything. Supplemental Insurance does not replace traditional health insurance but fills the gaps of a health insurance plan.
That’s why it’s sometimes called “Medigap” insurance. You can add special features to your health insurance like dental care, vision or long-term care. You can find a specific definition in the following link:
https://www.cancer.gov/publications/dictionaries/cancer-terms/def/supplemental-health-insurance
If you would like to understand how it can help you, please contact us.