Health Insurance Solutions
for Individuals, Families and Businesses
Every person is a unique individual.
That means your health insurance should meet your individual needs.
Your SVL Advocates are experts in listening to your needs and then finding a Health Insurance Solution that meets your individual needs.
Core health insurance plans are often called Major Medical Insurance as they provide protection for most health care needs. Naturally these plans vary in coverage and cost.
That’s why regularly reviewing your policies is a great way to make sure you, your loved ones or employees are properly covered.
The policy you chose last year not be the most economical this year.
Or, there are better options since the last time you checked.
Under the category of Major Medical Insurance, specific policy types are found. They are Non-ACA, Non-Obamacare, Health Access Plan, Affordable Care Act or Obama Care. When you want to better understand how to make these plans work better for you or how to save money on these types of insurance, give us a call! We’ll listen to your situation and find the right options to save money.
Scroll down and learn a little more about each type
NON-ACA / NON-OBAMACARE HEALTH INSURANCE
Is your or your loved one’s overall health good?
Then you have the freedom and advantage of personalized "Health Care Coverage"...and it will save you money.
Would you like these advantages:
-
Affordable monthly premiums
-
Customizable Plans
-
Greater savings through PPO plans with lower deductibles and out-of-pocket costs
-
Access to nationwide networks
-
No government-mandated benefits
When you like these choices and want coverage immediately – Click Here!
If you like the choices but want to know more about NON-ACA / NON-OBAMACARE HEALTH INSURANCE –
With just a few quick questions, we can get started. An adviser will be assigned to you and start researching the best NON-ACA / NON-OBAMACARE HEALTH INSURANCE solutions for your needs, requirements, and budget.
We’ll live up to our motto: “It doesn’t have to be complicated” and - We’ll do ALL the work for you!
ACA / OBAMACARE
OUR ACA / OBAMACARE HEALTH INSURANCE
is for individuals and families that have significant pre-existing conditions, need the choice of guaranteed issue health insurance, or need any one of the Essential Health Benefits:
-
Maternity
-
Substance Abuse
-
Child Dental and Vision
When you are making your decision regarding ACA / Obamacare plans, it is essential to know the following:
-
Very High Monthly Premiums
-
Very Limited Networks of Coverage
-
Very Limited carriers in most states
-
Very High out of pocket costs
-
Do not mind using HMO networks
When you want coverage immediately – Click Here!
If you are ready to answer a few questions and want us to start researching the right plan because you are unsure about which ACA / Obamacare Plan is right for you -
We’ll live up to our motto: “It doesn’t have to be complicated”
and - We’ll do ALL the work for you!
Scheduled/Fixed Benefit Plans
TAILORED FOR YOUR BUDGET
Scheduled / Fixed Benefit Plans are low-cost health insurance alternatives to Major Medical Plans.
Scheduled / Fixed Benefit Plans pay a structured benefit to give you access to quality health care that costs dramatically less. These fixed-benefit health care plans do not require any height or weight questions. There are very few medical questions to answer in the quick application.
There are three benefit levels to meet your needs and give you the most value for your money. The benefits include:
-
Cash benefits start immediately
-
No deductible, no co-pays
-
Insurance ID card
-
Network discounts: 40% off in-network services
-
Save an average of 30-40% off prescriptions
-
Benefits include preventative care, office visit, and unexpected illness and injuries
-
Inpatient hospital confinement benefits
We provide Scheduled / Fixed Benefit Plans designed to save you money.
Scheduled / Fixed Benefit Plans provide coverage while staying within your budget. They are affordable paths to quality health care.
Want coverage immediately – Click Here!
If you like the benefits but want more information about Health Access Plans – CLICK Here!
With just a few quick questions, we can get started. An adviser will be assigned to you and start researching the best Scheduled/Fixed Benefit Plans solution for your needs, requirements, and budget.
We’ll live up to our motto: “It doesn’t have to be complicated”
and - We’ll do ALL the work for you!